Mortgage & Buydown Calculator

Sales Price

Loan Amount

Down Payment

Term in Years

Market Interest Rate

Monthly Payment

advanced option

Annual Property Taxes

Annual Homeowners Insurance

Monthly PMI (if applicable)

Monthly HOA

Temporary Buydown

Yes

Payment Breakdown

PMI Tax Insurance

Your Payment

per month

Year 1 Mortgage Payment (include taxes and insurance if applicable)

Year 2 Mortgage Payment (include taxes and insurance if applicable)

Year 3 Mortgage Payment (include taxes and insurance if applicable)

Buydown Cost

Year 1 Mortgage Payment

$280,000

Year 2 Mortgage Payment

$230,738.79

Year 3 Mortgage Payment

$766,738.79

Owning a home is a keystone of wealth… both financial affluence and emotional security.

Suze Orman

February 4, 2026 Wednesday!

Galati Group